What senior care costs in Cape Girardeau, MO
Typical monthly prices in the Cape Girardeau area from CareScout's 2025 Cost of Care Survey, compared with Missouri and the U.S. Actual prices vary by facility and care needs.
How Cape Girardeau compares
Median monthly cost by type of care, 2025.
Nursing home, shared room
Monthly median, 2025.
Nursing home, private room
Monthly median, 2025.
Assisted living
Monthly median, 2025.
Home care, 44 hours a week
Monthly median, 2025.
Cost over a year
Cape Girardeau-area medians times 12 months.
- Nursing home, shared room$52,560
- Nursing home, private room$52,560
- Assisted living$75,888
- Home care, 44 hours a week$70,932
What $100,000 covers
Months of care at Cape Girardeau-area medians.
- Nursing home, shared room22.8 months
- Nursing home, private room22.8 months
- Assisted living15.8 months
- Home care, 44 hours a week16.9 months
Who pays
Medicare
Covers short skilled nursing stays after a 3-day inpatient hospital stay: $0 a day for days 1 to 20 and $217 a day for days 21 to 100 in 2026. It doesn't pay for long-term care or assisted living.
Medicaid
10 of 10 Cape Girardeau-area nursing homes accept Medicaid, which pays for long stays once you qualify. See them · Missouri rules
Private pay
Most assisted living and the first months of most nursing home stays are paid from income and savings.
Insurance and benefits
Long-term care insurance and veterans benefits can help. Check what a policy covers before you choose a facility.
Care in the area
From CMS and Missouri state data on this site.
Compare: Nursing homes
How to plan for costs
Get every fee in writing
Ask for the base rate and every add-on: medication management, incontinence care, laundry and transportation.
Ask how prices rise
Assisted living often charges by level of care. Ask what moves a resident to a higher level and how much each step costs.
Know when Medicare stops
Medicare skilled nursing ends after 100 days at most, and often sooner. Plan what happens next before admission.
Plan for Medicaid
If savings may run out, choose a home that accepts Medicaid and ask whether you can stay in your room when you switch.
More for Cape Girardeau families: Missouri Medicaid guide · Missouri costs · Cape Girardeau guide
Cape Girardeau cost questions
Answers computed from the same data as this page.
How much does a nursing home cost in Cape Girardeau?
The 2025 median is $4,380 a month for a shared room and $4,380 for a private room in the Cape Girardeau area, according to CareScout. Missouri's medians are $6,741 and $7,604.
How much does assisted living cost in Cape Girardeau?
The 2025 median is $6,324 a month in the Cape Girardeau area, compared with $5,400 in Missouri and $6,200 nationally.
How much does home care cost in Cape Girardeau?
The median rate is $31 an hour, or about $5,911 a month at 44 hours a week.
How much does adult day care cost?
Missouri's 2025 median is $95 a day. CareScout doesn't publish a separate Cape Girardeau figure.
Does Medicaid pay for nursing home care in Cape Girardeau?
Yes, for people who qualify. 10 of 10 Cape Girardeau-area nursing homes are certified for Medicaid.
Source: CareScout Cost of Care Survey 2025, provider-reported medians collected July to November 2025. The Cape Girardeau metro area includes an Illinois county. Some smaller metro samples swing sharply from year to year. Home care combines home health aide and homemaker rates. Adult day care is a Missouri figure. Facility counts, beds and Medicaid status from CMS and the Missouri DHSS.